About Unit
Unit is a banking infrastructure platform that lets companies build financial products. Developers use its APIs to offer accounts, payments, cards and credit inside their own apps.
What it does
Unit provides building blocks for deposit accounts, wallets, ACH, checks, wires, real-time payments and cross-border payments. Companies can issue debit, charge and revolving credit cards under their own brand, with controls and transaction data they own. Credit accounts let a company lend to customers it already knows.
Key features
- Deposit accounts and wallets
- ACH, checks, wires and real-time payments
- Debit, charge and revolving credit cards
- Credit accounts for lending products
- Sandbox environment for building and testing
Who it's for
Unit is built for fintech startups and software companies that want to add banking features to their product. Teams with engineers who can work with APIs will get the most from it.
Pricing and good to know
Plans are discussed with the company's team, and the site's main entry point is a talk-to-us request. The company lists SOC 2 Type 2 and PCI DSS compliance and reports large transaction volumes. Working with a bank-backed platform involves onboarding and compliance steps, so plan time for approval before launch.
Highlights
- Opens deposit accounts and wallets
- Moves money over ACH, wires and real-time rails
- Issues debit, charge and revolving credit cards
- Offers credit accounts for lending products
- Provides a sandbox for building and testing
