About Qonto
Qonto is a business bank account for small companies, freelancers and founders, mainly in France and across Europe. It bundles payments, invoicing, expense tools and credit products in one app.
What it does
Qonto lets you run company money from one account. You can make transfers, issue cards, send invoices with payment links, reconcile payments and connect accounting or business tools. An AI assistant drafts invoices and quotes, and you review them before they go out.
Key features
- Send SEPA and global transfers from one account
- Create virtual and Mastercard cards
- Send invoices with embedded payment links
- Connect over 2,000 external tools and accounts
- E-invoicing included in every plan
Who it's for
Qonto suits freelancers, small companies and startups in France and elsewhere in Europe. The company says it supports several French legal structures, such as SAS, SARL and micro-enterprises, which helps founders set up quickly.
Pricing and good to know
Qonto is headquartered in Paris and offers support around the clock by chat, email and phone. Plans are listed on the pricing page. Some account balances can earn a return, which the site describes as up to 5 percent with conditions. Credit products are offered alongside the account, subject to approval.
Highlights
- Send SEPA and global transfers from one account
- Create virtual and Mastercard cards
- Send invoices with embedded payment links
- Connect over 2,000 external tools and accounts
- E-invoicing included in every plan
