About Wise
Wise is an international money account and transfer service for people and businesses that send or spend money across borders. It is known for low-cost currency conversion and clear fee displays.
What it does
Wise lets you hold and convert money in many currencies, send transfers to other countries, and receive payments from abroad. A travel card can be used to spend in other currencies. Business accounts add team spending controls and connections to accounting software.
Key features
- Multi-currency account
- Transfers to many countries
- Travel card for spending abroad
- Fees and exchange rate shown before sending
- Business team controls
Who it's for
Travelers, freelancers and remote workers who get paid in several currencies. It also suits startups and growing teams that pay staff or suppliers overseas.
Pricing and good to know
Wise charges a fee on transfers and currency conversion, and the total is shown before you send. Personal and business pricing are listed on separate pages, and rates vary by currency and route. Regulation depends on the country where your account is held, so check the details that apply to you before you open an account.
Highlights
- Hold and convert money in many currencies
- Send transfers to other countries
- Spend abroad with a travel card
- See fees and the exchange rate before you send
- Manage team spending on a business account
