About Modern Treasury
Modern Treasury is a payment operations platform for companies that move money as part of their product. It covers onboarding, accounts, payments and reconciliation through one API.
What it does
The platform handles the payment lifecycle: checking customers through KYC and KYB, opening accounts and sub-accounts, moving money across several rails, and reconciling the results. Webhooks report returns and status changes, so engineering teams can automate tasks that often run through bank portals and spreadsheets.
Key features
- Pay-ins and payouts
- Accounts, sub-accounts and a real-time ledger
- ACH, RTP, FedNow, wire and check support
- Stablecoin and fiat movement in one flow
- Webhooks, returns and reconciliation
Who it's for
Fintechs, marketplaces and software companies that collect payments from customers or pay sellers, contractors and vendors. Engineering teams that want to replace manual uploads with code will find the API model familiar.
Pricing and good to know
Compliance screening and ledgering are built into the platform. The website includes a Pricing page and a Talk to us option for sales conversations. Because it is API-first, the integration needs developer time, so it suits teams ready to build on it.
Highlights
- Onboard customers with KYC and KYB checks
- Open accounts and sub-accounts with a ledger
- Send payments over ACH, wire, RTP and FedNow
- Receive webhooks for returns and status changes
- Reconcile payments and generate reports
