Spreedly

Spreedly is a payment orchestration platform. It lets a business connect to many payment providers and fraud tools through one integration, so payments can be routed and managed from one place.

The platform stores payment credentials in a vault that the business controls, so it can change providers without asking customers to enter their card details again. It can send each transaction to the provider most likely to approve it, retry declined payments or move them to a backup provider, and add fraud or 3DS checks where needed. It also connects checkout to AI chat-based shopping channels.

• One API connection to many payment services
• A token vault that the business controls
• Routing to a backup provider when needed
• Chaining fraud and 3DS providers
• Support for agentic commerce standards from major networks

Companies with high payment volume or several providers, such as online merchants, marketplaces and subscription businesses. Teams that want to avoid being locked into one processor will find the token vault useful, because stored payment details can move with them.

Access starts with a demo request, and pricing is listed separately on the site. Provider fees come from each payment company you connect, so your total cost depends on your setup. The merchant remains the merchant of record for each sale.