About GoCardless
GoCardless is a payment platform that collects money straight from customers' bank accounts. It is used for subscriptions, invoices and one-off payments, with the aim of cutting card fees and failed collections.
What it does
GoCardless lets a business set up Direct Debit and Pay by Bank payments. Recurring collections can be scheduled automatically, and the system can adjust dates or amounts when needed. If a payment fails, a retry feature tries again on a better day. The platform also supports outbound payments to suppliers and staff, and it includes a checkout that can be branded or built through the API.
Key features
- Collect Direct Debit payments in many countries
- Take one-off bank payments with Pay by Bank
- Retry failed payments on the best day
- Block known fraudulent payers
- Build a custom checkout with the API
Who it's for
GoCardless suits subscription businesses, software companies, membership sites, utilities and service providers that bill customers regularly. Finance teams like it because payments can settle quickly and need less chasing. Developers can connect it to existing billing software through its integrations.
Pricing and good to know
The site describes bank payments as a lower cost option than card payments, with the company citing an average saving against card fees. Customers can pay in a few taps or clicks. The platform includes 24/7 customer support and offers a sales contact for larger teams.
Highlights
- Collect Direct Debit payments in many countries
- Take one-off bank payments with Pay by Bank
- Retry failed payments automatically
- Block fraudulent payers with fraud checks
- Build a branded checkout or use the API
