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Mercury vs Modern Treasury

Mercury: Online business banking with cards, invoicing and expense tools Modern Treasury: API for moving money across ACH, wire, RTP, FedNow and stablecoins

Comparison of Mercury, Modern Treasury
Mercury
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Modern Treasury
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CategoryBankingBanking APIs
PricingFreeFree checking, no minimums–
Platforms
  • Web
  • iOS
  • Android
  • API
Best for
  • Startups
  • Small businesses
  • Remote teams
  • Fintechs
  • Finance ops teams
  • Engineering teams
Highlights
  • Open business checking and savings accounts
  • Issue virtual cards for teams and ad spend
  • Send and receive invoices and payments
  • Onboard customers with KYC and KYB checks
  • Open accounts and sub-accounts with a ledger
  • Send payments over ACH, wire, RTP and FedNow

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