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Increase vs Mercury

Increase: Banking APIs for ACH, wires, FedNow, checks and cards Mercury: Online business banking with cards, invoicing and expense tools

Comparison of Increase, Mercury
Increase
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Mercury
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CategoryBanking APIsBanking
Pricing–FreeFree checking, no minimums
Platforms
  • API
  • Web
  • iOS
  • Android
Best for
  • Technology companies
  • Fintechs
  • Developers
  • Startups
  • Small businesses
  • Remote teams
Highlights
  • Sends ACH transfers and wires through an API
  • Uses FedNow and real-time payment rails
  • Pushes instant payments to cards
  • Open business checking and savings accounts
  • Issue virtual cards for teams and ad spend
  • Send and receive invoices and payments

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