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Actual Budget vs YNAB

Actual Budget: Local-first personal budgeting app with envelope budgeting YNAB: Zero-based budgeting app for planning money before you spend it

Comparison of Actual Budget, YNAB
Actual Budget
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YNAB
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CategorySelf-Hosted AppsPersonal Finance
PricingOpen sourceHosting available on PikaPodsFree trial34-day free trial
Platforms
  • Web
  • Windows
  • Mac
  • Linux
  • Web
  • iOS
  • Android
Best for
  • Individuals
  • Couples
  • Privacy-minded users
  • Individuals
  • Budget beginners
  • Savers
Highlights
  • Plan spending with envelope budgeting
  • Split transactions across categories
  • View net worth and cash flow reports
  • Plan spending for the month before it happens
  • Assign every dollar to a category
  • Add bank accounts and track transactions
GitHub stars30k–
Last update2 days ago–

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